It was a Ponzi scheme from the beginning, but as long as suckers (i.e., the youth) were still coming in at the bottom very few recognized it as such, and those that did ignored the fact. The reality is worse: it's a Ponzi scheme in a fiat monetary system increasingly under corporate control. Only by fixing all that will we be able to give your generation back its stolen future. Knowing what has been taken from you and cohort fills me with despair.