^^^^^Spot ON! "Banking" itself means "directing the flow of capital" as in how a riverbank directs the flow of water. There is really no need for "bankers" in a world where individuals control their own labor capital, and can freely associate to pool resources as needed. Borrowing of money is just not a thing in that world because purchasing power is continuously increasing and prices are continuously dropping. "Borrowing money" is literally leapfrogging everyone else that have actually done the work to build their business over time through artificial means of temporarily stealing from others. Each person is their own "banker" in a decentralized sovereign world.
^^^^^Spot ON! "Banking" itself means "directing the flow of capital" as in how a riverbank directs the flow of water. There is really no need for "bankers" in a world where individuals control their own labor capital, and can freely associate to pool resources as needed. Borrowing of money is just not a thing in that world because purchasing power is continuously increasing and prices are continuously dropping. "Borrowing money" is literally leapfrogging everyone else that have actually done the work to build their business over time through artificial means of temporarily stealing from others. Each person is their own "banker" in a decentralized sovereign world.