Why not? They magic the money up from nowhere, it is literally an instrument of fraud. The signature on the loan documentation is the only thing that makes it real and then they proceed to charge you 30 years of interest up front which you then pay off instead of the principle. $190,000 paid personally and only $40K has come of the principle. If it came directly off the principle like any sentient being would expect, my loan would be almost finished but I am paying for interest that travels through time.

It's a vile crock-of-shit system that everyone is forced into. Only society's brainwashing makes people think this is reasonable.

I know it can't just be cancelled but I am hoping the "bring down the whole diseased temple on their heads" quotient ramps up significantly and fiat gets what is coming to it.

I know fuck all though as finance could put a crystal meth tweaker to sleep, but the joke is on the economists because it's all a fugazi.