we, as a family, got rid of "health" insurance and went with something near us where they are paid a very reasonable monthly rate to be our health care consultant basically. me and the wife get the occasional blood work done as prevent maintenance and then have the physician discuss with us the results in their opinion. they know we are not agreeable to pharmaceuticals and are fine with that and will make recommendations in the way of natural supplements, if they think anything warrants attention. they have never seemed to over diagnose anything such that we were led to believe any treatment was dire.

all costs for blood work, x rays, etc are very reasonable and visits to their office are free for say a strep test, evaluate a skin condition, and the like