Though it 'rare' that an ITIN is used for it's intended purpose, I just wanted to point out that during my 'day job' I actually run into legit uses quite often.

Scenario: An individual is here on specialist work visa or TN (trade NAFTA) designation. Obviously they have a social security number, and can work. The person's spouse and/or children (let's say the guy's wife and kids) are dependents on that visa. They can stay in the US with dad while he's working for the engineering or mining corp or whatever. But wife and kids cannot work, so they cannot have a SSN. So... HOW does the guy claim them on taxes?

They have ITINs assigned. Simple.

But that's it. Should they be able to open a bank account? Sure. Guy want's saving accounts for his kids. Maybe a debit card for his wife he puts money in, whatever.

Should they be able to get a driver license? Sure! His wife can drive, drop the kids off at school, whatever. She's her lawfully. She just can't work.

Again, I deal with this quite often.

Now, if you can't show lawful status? NO BANK ACCOUNT NO SERVICES NO LICENSE

Simple. This is a FANTASTIC move.