That would work well - DO IT!
(media.gab.com)
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Cue the stage 1 thinkers say "but insurance will cover it". And who the hell precisely covers that cost.....it is the other customers of that company who will see their premiums go up to cover the adjustment.
I totally support something like this being across the board for other things not simply rioting. Even deportation to some third world country as punishment.