There are a LOT of these type vids showing the BS narrative of Lumber shortages. Nothing short of market manipulation to drive up prices, most notably homes. Why Homes? Part of the American dream is to buy a house. Can't do that if they're priced out of the average middle class incomes: look at California where you pay $500k for a damn shack.
Do some investigating.
Here's a primer: https://www.youtube.com/watch?v=9nW4drJW37U
Funny you mention that last part. My parents’ homeowners insurance just increased $1000. The insurance company blamed it on the price of lumber, too.
Time to find a new insurance company. Way too expensive