It's already been here. Background checks for employers have been looking at credit reports and financial records for a very long time.

I don't even understand why anyone normal would think this is necessary. If the credit scores right now do their job, all of the issues that they are trying to avoid could be avoided. The banks dig their own holes. (It's obvious now, of course, that it's all intentional sabotage & control)

The social credit system, also known as the Ranking System, is used by China and has already crept into America via the cancel culture and political correctness. China’s stated goal is to develop a high trust society based on individuals and companies following the law. A numeric score is assigned to individuals and companies that can have a profound effect on personal and corporate life. Those who comply with the imposed social credit system will be rewarded materially and socially. Those who don’t will be penalized.

As far as individuals go, their trustworthiness could be determined by their personal behavior in such areas as:

Loitering
Smoking in no-smoking areas
Spending too much time on video games
Paying bills on time
Visiting your sick parents
Spreading fake news
When driving, stopping in front of crosswalks
Having family or friends with low social credit scores
AND OTHER BULLSHIT

https://carm.org/social-justice/what-is-the-social-credit-system/