This is gonna come off as an ad, but oh well. If you aren't aware, the USD is headed for collapse. What comes next is anyone's guess. Likely the gloablists will try to introduce a new fiat currency. There's theories that Trump has been packing State treasuries with real gold and silver to create a new US currency that is backed by precious metals.
Either way, your dollars are about to be worth less than toilet paper (okay they technically already are, but still). If you haven't got any silver yet, I recommend getting some now. The more you can get the better, but $100 worth is at least better than 0. These are the guys I buy from:
Anyone you buy from will charge over spot. If you know someone or find someone better, then great. I'm sharing a link for anyone who doesn't have a vendor and would like one.
Even if by some miracle the Fed doesn't collapse, you can always trade it back on an upswing, but even if the USD recovers or we go to a new currency, keeping a small stash of precious metals is just plain smart in case of... well anything that can hinder your currency usage.
The only asset is a real asset (property, precious metals, art, etc.). All bank assets (money in the bank e.g.) are fraudulent and subject to the whimsy of belief, and the manipulations of the system (inflation e.g.).
Stock assets aren't really owned by you, but by Cede & Co. You have certain contractual rights to them, but unless they are directly registered to you (which you have to manually do or buy through an agency that does it) they are instead registered with the DTC. There is no reason to assume stock assets (unless you own the stock certificates themselves, which no one does) will survive a break down in the system. At the least, I recommend direct registration.
In general, mutual funds are even less valuable as they are subject to the whims of the real stock owners (the asset manager that purchases the stocks). When you buy a mutual fund stock what you are really doing is giving your money to the asset manager (they now own the money) and in exchange you sign a contract that gives you rights to some portion of the dividends of their investments. You also have withdrawal rights of money (sometimes "on demand" but not always).
The same can be said of a bank. You do not own "your money" in their bank, you only own withdrawal rights and possible dividends (that are generally much lower than inflation). As long as the money is in their bank they can do whatever the fuck they want with it. They own all use rights.
Once faith is gone in all of these non real assets (and it is failing rapidly) only physical assets will remain meaningful during a transition (worst case scenario of it anyways).
This why i chuckle at the "apes" and their moon, the doublethink of no faith in the market combined with faith in the market controllers.