Thanks fren. Yes it is, and there have been many tears shed over it. Hoping for the best outcome but I also know others that have been screwed over by the same company but they have a clause in the paperwork that protects them from class action suits. Evidently they had been sued under a different name, reorganized and changed their name. They protected themselves according to my attorney but at this point they have misrepresented themselves so I may be able to have something done.