There have been a few insurance claims that have been made and refused because the ‘vaccines were voluntary’..... these are now being appealed....
A similar case in France has already been to court and found in favor of the insurance company.....
There are also the fact that premiums for life insurance are being increased to reflect the increase of 84% in all mortalities in the age group 19-44.....
There’s plenty of evidence out there coming from insurers and underwriters....
Also the DoJ has just advertised for Tort Lawyers specialising in medical claims.... the job descriptions state that the successful applicants will be used to deal with claims of adverse effects or death resulting from the vaccines .....
Insurance pede here. I don't know why this keeps popping up. Suicide contestibility is only for the first two years of a policy. If you bought a policy five years ago and hang yourself, your policy will pay out. For example, I remember reading a trade journal piece about Robin Williams; he committed suicide and his policy contracts paid out (there were some arguments with his estate's beneficiaries but he planned surprisingly well - you would be amazed at the piss poor advice a lot of celebrities get.) If, however, you are still in the contestibility period, the company has the right to go back and review everything to ensure no fraud etc., plus, the cause of death is verified by the death certificate. I had a woman once who had a distant history of breast cancer (over 20 years). Got her the coverage and about a year,, year and a half later, she developed pancreatic cancer and died just before the 2-year period- they went over everything very carefully, but the policy paid out.
For CV, all companies ask the question about CV, but to my knowledge, no vaccine questions are currently being asked. My own firm, if you have CV or have been treated for CV within the last 30 days, we simply postpone underwriting and ask that the client reapply 60 days after everything has been resolved.
I am aware of CV death claims; some paid, some did not. One that did not was because we found out later that the client had been in the hospital at the time of application.
That is like trying to buy homeowners insurance while your house is on fire. It is no different than if you just happened to forget you were diagnosed with stage IV lung cancer six months ago. Completely legitimate to not pay the claim under the circumstances.
Going forward, the rules could change for new business, but that is a different matter. But for inforce business, no. It is contract law.
What I do fear is a situation for the smaller policies where the claim is contested and they try to hang their hat on something else. Had a situation where client was very open about medical issues that usually require doctors records to underwrite, but the company decided not to get them, which was unusual, but the policy was not large ($250K) and there are costs associated with obtaining records, etc . She forgot to mention a cyst she had removed a couple of years prior. She developed an aggressive form of breast cancer and died in the first two years. They denied the claim, saying she had misrepresented. I went to bat because it was BS - they should have ordered records and therefore would have known about the cyst but more importantly, it would NOT have changed the offer made at the time because there was no reason to suspect cancer. Cysts happen all the time. So, they cut corners on the front end and the beneficiary was the loser. I searched and found an attorney who claimed to take on insurance companies but who wouldn't take the case. I realized later that the face amount wasn't large enough to negotiate and still get a fee. So you can be completely in the right, but no one will step up when the time comes. Heath Ledger had $9M paid out that was contesable and a really good argument can be made that should not have been paid. But paid it was. The regular people? Not so much...Pisses me off..
I bet life insurance companies will force autopsies in order for the beneficiary to get paid out. Government might want to hide it. Insurance industry will force the issue.
It's getting difficult to say that liberals will believe anything the MSM tells them without looking like a hypocrite.
It seems that way too many on our side will believe anything they see on some random website or YouTube video, as long as it confirms our bias.
Other than claiming "some insurance company somewhere in France", there has been nothing to support this claim as far as I can tell. And I've looked. And I've asked everyone I see posting this to provide anything that supports it. And still, nothing.
So once again, I'll ask. Do you have any information that supports this? Other than some stranger on some website says something about it?
Seriously, people. We should be better than this. Don't just believe anything you see or hear just because you think it confirms a belief you already have.
Also, the website he mentions toward the end about the American Counsel of Life Insurers doesn't say anything about them denying insurance or payouts based on covid. It says the opposite, in fact.
Reported last month. Regarding a case that was adjudicated in France. Should not be too hard to find article, but we know how that goes these days with the jannies.
I saw the French one about 2 months ago, the source was a FB post, that was picked up by a few fringe blogs and went viral. You are so right that the covering of tracks is at an industrial level these days. However, I looked hard and failed to find anything that seemed to me to be a reliable source. I mean I have no doubt it is coming or even being used right now, but I just haven't seen it reported anywhere that normies might give credence to.
If I find more, I'll forward. Insurance is like a pyramid scheme. Actuarial tables allow them to know death stats and trends so they know how to stay ahead. Big spike in mortality puts them in an unsustainable position. They don't have the funds. They will come up with a way to not pay or they cease to exist.
They're also jacking up the prices for new policies sky high to help counteract the payouts. If you didn't have a policy in place before the pandemic it's going to be difficult to find a reasonably priced policy for awhile.
Interestingly enough, right before the pandemic, I read an article about how the Baby Boomer generation dying off was going to disrupt the industry and cause policies to cost much more so my husband and I both got our policies then. I feel lucky we got them before the costs increased. Now fingers crossed the company doesn't fold.
I would not like to be them right now. Excess mortality in the 18 to 40 age range mostly. They always release an anticipatory cover story knowing most will dismiss without closer examination.
Links to documented evidence of this, please? I've heard the claim previously but seen no evidence. Just hearsay.
Yup we really need to get sauce on this. Massive Redpill here when properly sauced.
There have been a few insurance claims that have been made and refused because the ‘vaccines were voluntary’..... these are now being appealed....
A similar case in France has already been to court and found in favor of the insurance company.....
There are also the fact that premiums for life insurance are being increased to reflect the increase of 84% in all mortalities in the age group 19-44.....
There’s plenty of evidence out there coming from insurers and underwriters....
Also the DoJ has just advertised for Tort Lawyers specialising in medical claims.... the job descriptions state that the successful applicants will be used to deal with claims of adverse effects or death resulting from the vaccines .....
WWG1WGA
Insurance pede here. I don't know why this keeps popping up. Suicide contestibility is only for the first two years of a policy. If you bought a policy five years ago and hang yourself, your policy will pay out. For example, I remember reading a trade journal piece about Robin Williams; he committed suicide and his policy contracts paid out (there were some arguments with his estate's beneficiaries but he planned surprisingly well - you would be amazed at the piss poor advice a lot of celebrities get.) If, however, you are still in the contestibility period, the company has the right to go back and review everything to ensure no fraud etc., plus, the cause of death is verified by the death certificate. I had a woman once who had a distant history of breast cancer (over 20 years). Got her the coverage and about a year,, year and a half later, she developed pancreatic cancer and died just before the 2-year period- they went over everything very carefully, but the policy paid out.
For CV, all companies ask the question about CV, but to my knowledge, no vaccine questions are currently being asked. My own firm, if you have CV or have been treated for CV within the last 30 days, we simply postpone underwriting and ask that the client reapply 60 days after everything has been resolved.
I am aware of CV death claims; some paid, some did not. One that did not was because we found out later that the client had been in the hospital at the time of application. That is like trying to buy homeowners insurance while your house is on fire. It is no different than if you just happened to forget you were diagnosed with stage IV lung cancer six months ago. Completely legitimate to not pay the claim under the circumstances.
Going forward, the rules could change for new business, but that is a different matter. But for inforce business, no. It is contract law.
What I do fear is a situation for the smaller policies where the claim is contested and they try to hang their hat on something else. Had a situation where client was very open about medical issues that usually require doctors records to underwrite, but the company decided not to get them, which was unusual, but the policy was not large ($250K) and there are costs associated with obtaining records, etc . She forgot to mention a cyst she had removed a couple of years prior. She developed an aggressive form of breast cancer and died in the first two years. They denied the claim, saying she had misrepresented. I went to bat because it was BS - they should have ordered records and therefore would have known about the cyst but more importantly, it would NOT have changed the offer made at the time because there was no reason to suspect cancer. Cysts happen all the time. So, they cut corners on the front end and the beneficiary was the loser. I searched and found an attorney who claimed to take on insurance companies but who wouldn't take the case. I realized later that the face amount wasn't large enough to negotiate and still get a fee. So you can be completely in the right, but no one will step up when the time comes. Heath Ledger had $9M paid out that was contesable and a really good argument can be made that should not have been paid. But paid it was. The regular people? Not so much...Pisses me off..
Wonderfully informative reply.
Thank you.
Interesting stuff. Thanks for sharing your insight.
We said this was coming.
I bet life insurance companies will force autopsies in order for the beneficiary to get paid out. Government might want to hide it. Insurance industry will force the issue.
Wait, Wut?
It's getting difficult to say that liberals will believe anything the MSM tells them without looking like a hypocrite.
It seems that way too many on our side will believe anything they see on some random website or YouTube video, as long as it confirms our bias.
Other than claiming "some insurance company somewhere in France", there has been nothing to support this claim as far as I can tell. And I've looked. And I've asked everyone I see posting this to provide anything that supports it. And still, nothing.
So once again, I'll ask. Do you have any information that supports this? Other than some stranger on some website says something about it?
Seriously, people. We should be better than this. Don't just believe anything you see or hear just because you think it confirms a belief you already have.
Also, the website he mentions toward the end about the American Counsel of Life Insurers doesn't say anything about them denying insurance or payouts based on covid. It says the opposite, in fact.
The Life Insurance Companies are in on this genocidal plot; just another way to destroy those surviving.
Well, they do have a point.
That's what I was thinking... lol, but, still need sauce/documentation to verify.
Reported last month. Regarding a case that was adjudicated in France. Should not be too hard to find article, but we know how that goes these days with the jannies.
I saw the French one about 2 months ago, the source was a FB post, that was picked up by a few fringe blogs and went viral. You are so right that the covering of tracks is at an industrial level these days. However, I looked hard and failed to find anything that seemed to me to be a reliable source. I mean I have no doubt it is coming or even being used right now, but I just haven't seen it reported anywhere that normies might give credence to.
If I find more, I'll forward. Insurance is like a pyramid scheme. Actuarial tables allow them to know death stats and trends so they know how to stay ahead. Big spike in mortality puts them in an unsustainable position. They don't have the funds. They will come up with a way to not pay or they cease to exist.
They're also jacking up the prices for new policies sky high to help counteract the payouts. If you didn't have a policy in place before the pandemic it's going to be difficult to find a reasonably priced policy for awhile.
Interestingly enough, right before the pandemic, I read an article about how the Baby Boomer generation dying off was going to disrupt the industry and cause policies to cost much more so my husband and I both got our policies then. I feel lucky we got them before the costs increased. Now fingers crossed the company doesn't fold.
I would not like to be them right now. Excess mortality in the 18 to 40 age range mostly. They always release an anticipatory cover story knowing most will dismiss without closer examination.