Let the schools use their endowments to guarantee the debt versus us tax payers.
(media.greatawakening.win)
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Tack on methods to prevent students from abusing the debt clear, and you're all set in my book.
Make it such that a student cannot file for debt discharge if they successfully secured a job for a period of a couple months in their chosen field of study.
I like it.
As a 28yo who fell for this scheme, also incentivize schools to push trades rather than universities. At the very least to push CC over universities