Relax. I bought my first house for $46K at 20 years old. Interest rates were 12%. I rented it out immediately for a loss of $50 / mo. That went on for a few years until I could raise rent to cover. Bought next house for $63K with borrowed money for down. Rented it out to cover payment. All the time living with roommates in a dorm like manor. Saved and bought #3 for $92K. Rented it out to cover. All appreciated during this time to build equity and raise my income. Kept on the plan and kept buying more. Never mattered the economy. Sacrifice and get the first one under your belt. Buy and hold. Remodel them, keep them in tip top shape for max rent. It only takes a few years and you can be set and swimming in money. Don’t tell me it’s too expensive. Buy a fixer and get at it. Find the pig in the neighborhood. Start there and quit whining. Everyone can do it. If you lack skills, educate yourself. I have been hearing excuses for Ryan’s and it’s BS period. Forty years later I am in the midst of two fixer rebuilds. Get on with it.