I recently broke my wrist while skateboarding, I'm 34 so that is my first mistake
I had two X-rays and anaesthetic and need my hand pulled out of my forearm and the bones manipulated back inline with eachother. I've got an appointment next week, if my bones have moved I'll need surgery to have my bones wired together
That is all free on the NHS, I did a little look in America what I've had done would of cost me $6-7000 if I had no insurance. If I need surgery it would be an extra $10,000+ more on top.
What's your views on American healthcare?
Is insurance cheaper than what I pay in taxes?
Do the insurance companies try to screw you out of care?
How much do the premium costs rise after having surgery or care?
I know Trump cut out the middleman on medication, how corrupt is the system with so many people making money in between the gaps?
I'm completely ignorant on American healthcare system but I personally like free healthcare, I know such leftie talk is not welcome here but I'm happy to hear your opinions.
Edit: I'm asking how the American system works, most people want to just talk about the NHS and it's failures which there is many. What are the pros and cons of American private as I have no idea about it
Thanks for your reply, so the business you work for pays your private healthcare costs.
They pay the majority of the insurance premium. The insurance company pays the healthcare costs, you typically pay a deductible of like 500 or 1000 depending on the care. You can still get insurance on your own but its like 10x expensive. If you are uninsured you’re screwed and will probably have to file bankruptcy if it was something major.
Basically if you have a decent job you’ll be ok. If you don’t you better be rich. Low wage workers in shitty jobs that don’t have insurance just go to the ER for everything and just don’t pay the bill, file bankruptcy or get hounded by collectors forever.
Thanks for explaining, so you have to contribute to the policy as well.
America is different to the UK, the benefits you have is immediate help whereas we have wait to get stuff done.
Whereas I'd worry that the insurance companies would find a way out of paying for your treatment.
They always pay. The only problem you have here is losing your job and therefore your insurance.