My Dad is 63 years old. He's worked since he was a teenager in a really demanding physical job. He's sick, his body has been wrecked, he's exhausted, and all he really wants is to be able to finally relax. He's more than earned it. Literally, he's worked since he was 14 years old. That's insane.

Retirement just isn't an option. It never was, but it especially isn't now. We've been check-to-check all my life, and it's only getting worse.

We're already at the 'sacrificing food for bills stage'. I'm terrified of it getting worse than this. We're going to lose everything.