People who have paid into SS ALL their lives will NEVER get back what they put in no matter how long they live. The SS fund has been robbed by the grifters in DC.
I say we apply asset forfeiture to the Congress Grifters, Oligarchs and warmongers. They have accumulated enough wealth to pay every man woman and child, several times over. We have been robbed long enough. Everyone should have a nest egg to meet their needs.
Right now I care for my Mother. She had ALL of her assets removed by the state to place my Dad in long term care after an accident.
She gave up their retirement of 1M, their home, cars, 401K, semi truck, farm equipment, land and his social security in exchange for a bed in a nursing home. She is allowed to live in the home, but it is not hers. She still must pay taxes, insurance, repairs, electric, gas, water, TV and phone. On top of that is Medicare costs, part B costs and a prescription plan.
She lives on 1200 per month and with inflation, gas prices, medication and food, 1200 does not cut it. It is really sad. She texted my wife a grocery list so she could have food this week. It just burns me up. She needs new tires on a used car we bought her and some eye glasses. There is no money left for her to purchase these types of expenses herself.
My parents both worked their entire lives to save and scratch up what they needed to be self sufficient for it to be destroyed by rules and regulations of the state. There was NO other solution than to place herself at the poverty level for his medical care.
Until people find themselves in those types of situations, they have no idea how much they are going to be robbed by this government. The government takes advantage of every citizen and they have gotten away with it for far to long. It will take GENERATIONS to sort out the devastation the corruption has caused.
Sorry to hear about your ordeal getting your dad nursing home care. $1200 is definitely not enough to live on, no matter how you cut back. I found that having 24 hour care in the home was cheaper than a nursing home. My dad refused to go to a nursing home, so we let him stay home, and used his savings to pay for it. He was able to walk and feed himself, but would get confused at times, and fall a lot, so I had 2 daytime caregivers. Then he started having mini strokes, so he would spend nights with me his last year.
Some states have special help for those who don't make much money (retired and disability). Alabama plan is here. It can cover the Part B, and provide really cheap prescriptions, doctor appointments, and co-pays. Blue Cross and other well known insurance companies work with this, so check to see if your state has something similar.
My son was on disability, and it didn't appear any of the 3 programs would cover him, but they told me to send in the application anyway. He was approved, and paid $2 for normal prescriptions, $6 for the expensive ones, and had a lot of other benefits.
Sorry about your Dad twisted, and I appreciate the advice. I'll look into the part B help but our family has a strong aversion to government assistance provided by the taxpayer. We only want what we have paid in.
My Dad had a Traumatic Brain Injury which crushed his right frontal lobe. Caring for him at home was tried but did not go well. The injury removed his inhibitions, judgement and changed his personality drastically. Before the accident, he was a mild mannered introvert, soft spoken, loving, caring father and husband. A good man.
After the accident he was a hell raising, foul mouthed perverted fiend. A horrible person. Dangerous and violent. We were taking care of a father that was no longer there. At 6'4' and 340 lbs, no one could handle him, especially my 110lb Mom. I secretly thanked God that he had no motor skills either. He just sat in bed or a chair and screamed profanities at anyone that drifted close by. He never ran out of energy, the drama was 24/7
For anyone reading this, if your loved one has a TBI, think long and hard about rehab facilities; it could make all the difference in their recovery.
I can't imagine having to take care of someone who has turned into what you have described. Certainly not family, the trauma would be too bad for their emotional health. At least nursing home personnel can hand him off to someone else if it gets too bad.
I was fortunate with my dad. He did lose some of his inhibitions at times, but mostly was the dad I remembered, and his mind stayed sharp til the end. Stubborn as always, and we would frequently butt heads, but he always listened to reason, or suffered the consequences. He would forget newer things, but his memory for the past was phenominal. For 93 years old, he was impressive. His body didn't work well anymore, but he could walk you through how to do anything if he had a chair to sit in - diagnose a problem, fix a car, wire an electrical plug or an entire house, change a dryer belt, etc.
People who have paid into SS ALL their lives will NEVER get back what they put in no matter how long they live. The SS fund has been robbed by the grifters in DC.
I say we apply asset forfeiture to the Congress Grifters, Oligarchs and warmongers. They have accumulated enough wealth to pay every man woman and child, several times over. We have been robbed long enough. Everyone should have a nest egg to meet their needs.
Right now I care for my Mother. She had ALL of her assets removed by the state to place my Dad in long term care after an accident.
She gave up their retirement of 1M, their home, cars, 401K, semi truck, farm equipment, land and his social security in exchange for a bed in a nursing home. She is allowed to live in the home, but it is not hers. She still must pay taxes, insurance, repairs, electric, gas, water, TV and phone. On top of that is Medicare costs, part B costs and a prescription plan.
She lives on 1200 per month and with inflation, gas prices, medication and food, 1200 does not cut it. It is really sad. She texted my wife a grocery list so she could have food this week. It just burns me up. She needs new tires on a used car we bought her and some eye glasses. There is no money left for her to purchase these types of expenses herself.
My parents both worked their entire lives to save and scratch up what they needed to be self sufficient for it to be destroyed by rules and regulations of the state. There was NO other solution than to place herself at the poverty level for his medical care.
Until people find themselves in those types of situations, they have no idea how much they are going to be robbed by this government. The government takes advantage of every citizen and they have gotten away with it for far to long. It will take GENERATIONS to sort out the devastation the corruption has caused.
We have paid dearly for our personal debt.
Sorry to hear about your ordeal getting your dad nursing home care. $1200 is definitely not enough to live on, no matter how you cut back. I found that having 24 hour care in the home was cheaper than a nursing home. My dad refused to go to a nursing home, so we let him stay home, and used his savings to pay for it. He was able to walk and feed himself, but would get confused at times, and fall a lot, so I had 2 daytime caregivers. Then he started having mini strokes, so he would spend nights with me his last year.
Some states have special help for those who don't make much money (retired and disability). Alabama plan is here. It can cover the Part B, and provide really cheap prescriptions, doctor appointments, and co-pays. Blue Cross and other well known insurance companies work with this, so check to see if your state has something similar.
My son was on disability, and it didn't appear any of the 3 programs would cover him, but they told me to send in the application anyway. He was approved, and paid $2 for normal prescriptions, $6 for the expensive ones, and had a lot of other benefits.
Sorry about your Dad twisted, and I appreciate the advice. I'll look into the part B help but our family has a strong aversion to government assistance provided by the taxpayer. We only want what we have paid in.
My Dad had a Traumatic Brain Injury which crushed his right frontal lobe. Caring for him at home was tried but did not go well. The injury removed his inhibitions, judgement and changed his personality drastically. Before the accident, he was a mild mannered introvert, soft spoken, loving, caring father and husband. A good man.
After the accident he was a hell raising, foul mouthed perverted fiend. A horrible person. Dangerous and violent. We were taking care of a father that was no longer there. At 6'4' and 340 lbs, no one could handle him, especially my 110lb Mom. I secretly thanked God that he had no motor skills either. He just sat in bed or a chair and screamed profanities at anyone that drifted close by. He never ran out of energy, the drama was 24/7
For anyone reading this, if your loved one has a TBI, think long and hard about rehab facilities; it could make all the difference in their recovery.
Again, thanks for the Medicare/Medicaid advice.
I can't imagine having to take care of someone who has turned into what you have described. Certainly not family, the trauma would be too bad for their emotional health. At least nursing home personnel can hand him off to someone else if it gets too bad.
I was fortunate with my dad. He did lose some of his inhibitions at times, but mostly was the dad I remembered, and his mind stayed sharp til the end. Stubborn as always, and we would frequently butt heads, but he always listened to reason, or suffered the consequences. He would forget newer things, but his memory for the past was phenominal. For 93 years old, he was impressive. His body didn't work well anymore, but he could walk you through how to do anything if he had a chair to sit in - diagnose a problem, fix a car, wire an electrical plug or an entire house, change a dryer belt, etc.