In reality it's even more sketchy for the pleebs who try to get this.

• let's say you have 30k loan you paid off in 2020 But want the refund.
• call and refund your 30k loan.
• they give you 30k back
• they reopen your 30k loan.
• you hope and wait for biden socialism to kick in.
• when it does you get 20k, so now you have 50k
• now you pay back the 30k loan
• if it's past the forgiveness freeze of interest you have to pay interest on it too.

I'll never forget during the night of the 2016 election when it became obvious that Trump would win. Some camera panned the room for Hilary's rally party and there was this millennial couple just laying on the floor, in the fetal position, while holding each other and sobbing.

I still laugh when I think about it. Those poor people probably still support the evil witch.