Credit Cards, Mortgages, etc?
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Hyper-Stagflation: Your home is now worth $3bn dollars, and you owe property taxes on your $100k yearly income. Food is more expensive than your mortgage payment. Electricity is a luxury even for the rich.
Cause?
Crash: All foreign held dollars come home. Foreign debt owners recognize US insolvent and demand payment in full. US prints (digitizes) the bill. Real dollars and digital dollars decouple, nonredeemable digital for physical. Physical value skyrockets. Government makes move to confiscate physical, in order to protect digital. National security cited as purpose, "To Save America and its Economy" headlines abound in support. Banks become insolvent. Homeowners unable to pay taxes, lose their homes. Government steps in to buy homes for mortgage amount. Homeowners demand market value. Government digitizes the bill. Home prices double. $150k home 2019 now costs $3bn to Government. Government homes worth $6-$10bn. Government can't sell homes, can't upkeep maintenance. Government nationalizes real estate because corporate buildings experiencing the same. All property owned by government. Only .0001% of Americans now own their own homes. Companies rent office space from the government at affordable rates. Americans rent homes from Government with UBI. UBI=Rent, no money for food. Government digitizes UBI. Americans never see the money. Farmers can't sell their food, can't produce either due to rising costs. Can of corn costs $1,000. Government nationalized food production. UBI/Homes go to those willing to work farms and every other industry that can be nationalized. Government digitizes the buyouts. Money becomes meaningless. America has collapsed.
Total protonic reversal...
https://getyarn.io/yarn-clip/53492155-80ba-47d2-b586-4d08dc50899c
Ready Player One doesn't sound like a fun future.