Your 401k,403b, Roth, and whatever is in their hands. Start transitioning it to being in your control. A bird in hand is worth 2 in the bush.
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I have some cash and don't know what to do with it. I've thought about gold but how do I know if I'm getting iron painted with gold paint. (may be worth more than that cash I have). My emergency fund won't last long at the rate we are going and maybe my stash won't either. Puzzle. Buy a generator and never need it, buy food to feed the mice or risk it going rancid. I know not very positive but I just wonder how long before that money in their loses all it's value. I've racked my brain til it's worn out.....and don't know to whom I can get advice......
I have an Oz of placer gold Guaranteed 21 karat, but sometimes ranges up to 23 karat. Can buy for slightly below spot and is sellable to paydirt vendors, or selling paydirt yourself, or have it assayed and sell.
If you buy Gold Coins or Bars there's a markup for minting. You can buy defective bars a bit cheaper. Downside is the big retailers charge extra if you use a CC.
Spot Gold @ 1874, My vender currently at 1865 for 1 Troy Oz, JM Bullshit Defective Gold Bars @ 1937 if you pay ACH / Check / Wire, Crypto:$1,958., 2018 CC/ Paypa.
JM Bullshit Gold Coins defective 2032, 1952 for ACH/Check/Wire, 1971 for Crypto
Defective coins and bars may or may not make a difference should the world economy collapse.
So, can I ask some questions? What do you mean by "defective "? How can gold be defective? Thanks, fren for the education
The JM Bullion site lists the cheapest as their choice varying condition. Will be marred in some way, but the weight and purity are un-affected.