Good explanation on stacking the minimum amount of silver.
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The problem I see with Gold and especially silver is the markup over spot and the surcharge for method of payment. JM Bullshit lists silver rounds any mint any condition (Doh) at 24.94, but with the payment surcharge its 25.94 to 27.02 while spot price is 22,17, and you are unlikely to be able to sell at spot price when in need of liquidation. American Silver coins @ 1 Oz 32.74 to 34.10
They were charging $10.00 over spot price last week
Its $11.00 over spot today