The affair certainly could have been between Cohen and Stormy.

Cohen hired on with Trump in 2006 and Stormys accusations of Trump first surfaced in InTouch magazine in 2011 when primary season would have been heating up and Trump may have been considering a run against an under siege and pathetic Romney.

Cohen paid off Stormy with a second mortgage he took out on his house using the fake taxi tokens, or whatever they were, as collateral and then placing that cash in fake companies he set up. This is why he went to prison.

Why would he use his own money to do something perfectly legal at the behest of a billionaire if he wasnt trying to set Trump up? I mean 130k? This whole case relies on us thinking 130k is a shit ton of money. It is to us but Trump wouldnt have to mortgage his house to get 130k. Thats chump change to Trump. Thats like me paying her 13 dollars to shut the fuck up.

And then you have 1 photo of the two of them together. In this article:

https://www.nbcnews.com/news/us-news/porn-star-stormy-daniels-described-affair-donald-trump-2011-magazine-n838441

it mentions other meetings. I searched and could not find one link to any other meetings between 2006 and 2016. If the assertion that they had a continuous affair for a year, and they had many other meetings, there would be mentions somewhere.

The more I dig the more I think this was an affair between Cohen and Stormy gone bad or that it was a set up from day 1 just in case they needed something on our squeaky clean President whom they had no blackmail against.