This, wife and I got our masters degrees, yet working in public service (therapy/social work) we don’t make much. Waiting to have kids and almost couldn’t. Just bought our first home last year, we’re turning 40 this year and feel like we’re at the stage in life our parents were at in their early 20s.
Having been a low wage earner, but having owned a house then lived in condos afterwards, I learned to manage money well and that is more important to some extent than earnings. Paid the starter home off in 16 years then paid cash as I moved after that. Now I own nothing having moved and built abroad, but forced back to USA due to covid plandemic. Now houses are crazy priced. 500K for a house older than I am @ 64 so we now rent.
This, wife and I got our masters degrees, yet working in public service (therapy/social work) we don’t make much. Waiting to have kids and almost couldn’t. Just bought our first home last year, we’re turning 40 this year and feel like we’re at the stage in life our parents were at in their early 20s.
Having been a low wage earner, but having owned a house then lived in condos afterwards, I learned to manage money well and that is more important to some extent than earnings. Paid the starter home off in 16 years then paid cash as I moved after that. Now I own nothing having moved and built abroad, but forced back to USA due to covid plandemic. Now houses are crazy priced. 500K for a house older than I am @ 64 so we now rent.