In fact, in many cases, people do better without it.
Because there is something amazing about entering the work force debt free, or using money semi-wisely to learn new skills (which is much cheaper to do now with the advent of the internet).
When you are saddled with trying to pay off rent, a vehicle to commute, taxes, fees for your licenses, general home owner / renting bills like electricity etc., and then compound that with 10s of thousands or even 100K+ in student debt, you don't get to think much about improving your skills or working upwards.
It doesn't matter if you're 18, 20, or 30 entering the work force for the first time because of extenuating circumstances, if you can avoid accumulating debt and you don't let yourself get complacent, you can improve yourself and keep moving upward.
When you're saddled with all of the above, you tend to fall into a routine of just trying to stay afloat.
Because there is something amazing about entering the work force debt free, or using money semi-wisely to learn new skills (which is much cheaper to do now with the advent of the internet).
When you are saddled with trying to pay off rent, a vehicle to commute, taxes, fees for your licenses, general home owner / renting bills like electricity etc., and then compound that with 10s of thousands or even 100K+ in student debt, you don't get to think much about improving your skills or working upwards.
It doesn't matter if you're 18, 20, or 30 entering the work force for the first time because of extenuating circumstances, if you can avoid accumulating debt and you don't let yourself get complacent, you can improve yourself and keep moving upward.
When you're saddled with all of the above, you tend to fall into a routine of just trying to stay afloat.