Welcome to General Chat - GAW Community Area
This General Chat area started off as a place for people to talk about things that are off topic, however it has quickly evolved into a community and has become an integral part of the GAW experience for many of us.
Based on its evolving needs and plenty of user feedback, we are trying to bring some order and institute some rules. Please make sure you read these rules and participate in the spirit of this community.
Rules for General Chat
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Be respectful to each other. This is of utmost importance, and comments may be removed if deemed not respectful.
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Avoid long drawn out arguments. This should be a place to relax, not to waste your time needlessly.
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Personal anecdotes, puzzles, cute pics/clips - everything welcome
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Please do not spam at the top level. If you have a lot to post each day, try and post them all together in one top level comment
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Try keep things light. If you are bringing in deep stuff, try not to go overboard.
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Things that are clearly on-topic for this board should be posted as a separate post and not here (except if you are new and still getting the feel of this place)
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If you find people violating these rules, deport them rather than start a argument here.
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Feel free to give feedback as these rules are expected to keep evoloving
In short, imagine this thread to be a local community hall where we all gather and chat daily. Please be respectful to others in the same way
We have followed Dave Ramsey's advice and before him Larry Burkett. In our 46 years of marriage we have only had a mortgage or a car payment as any type of extended credit. We pay off any credit cards used monthly and have never been in debt other than house and cars which have been paid off for years. I was a stay at home mom with 5 kids and we knew how to pinch a penny...we had to to achieve financial freedom.
I see how tough it is on people today (even my kids) when the money just doesn't go as far as it used to. But God really does provide in some very surprising ways. Actually we love red beans and rice...
We remember someone saying you can live more easily off 90% of your earnings when you have given 10% first fruits to the Lord as opposed to living off 100% of your earnings. This has proven true. We have ALWAYS tithed and that is key. Someone once tried to outgive the Lord and he couldn't...exciting stuff...