Audio: Vehicle KILL SWITCH Mandate Means You Will Be a PRISONER in Your Own Vehicle!
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Or you could not waste money on a new car.
Not me. If if I purchased a different vehicle, it would not be a new one. Let someone else take the depreciation hit. I don't know how anyone affords a brand new vehicle, or why they would want one. A payment book is a bad thing to have hanging over your head at the end of the month.
I would not even buy a used car from a professional lot, but seek to find a good private deal, and definitely pay cash.
So what if you have a car you plan on keeping the rest of your life, but you wreck it, and the insurance company totals the vehicle? They total a car when the repair cost exceeds a percentage of the estimated value. Today a car does not even have to be that damaged for it to be totaled.
This happened to me around 2004. What I did was find out the difference between repair cost and insurance pay out, and then had car repaired and paid difference out of pocket. I ended up driving car for many years so it was a better deal that if I would have had to purchase another vehicle.
We are of the same ilk. I decided on my last truck that I will get nothing beyond a 2007. Really, I would even prefer older. They older they get, the less EPA bulls@#t and the easier they are to work on. My current may be my last. If it needs a motor, I will drop one in. Way cheaper. Super nice truck too. Just 18 years old. I may switch to an old big block cheverolet at some point. Those motors and parts are abundant. So easy to fix.
You aren't kidding about the new ones. Those prices are absurd.