I am am unvaccinated and anti vax. But I'm curious about this. I have seen various estimates claiming that deaths among the death are up from 75% to 1000%. As insurance rates tend to be based mostly on the probabilities of health expenses, shouldn't we be expecting the amount we pay for insurance rates to go through the roof already?
Does it more than 2 years to reassess risks? Are governments secretly subsidizing these industries? What are your thoughts regarding this?
edit: cancer is particularly one health risk that is reported to have greatly increased. Cancer treatment is one of the most expensive medical costs, and I think we would see a change in insurance premiums if it has gone up as much as some are reporting.
My guess is that life insurance specifically will go up not traditional health insurance. These fast acting cancers are whacking people in a hurry so insurance probably isn’t that bothered by it.
By my estimates insurance companies realistically probably have like 60 % profit margins or higher. They will never publicly state that but there are so many ways to hide profit they probably won’t rock the boat much or people will catch on that the whole fucking thing is a scam. All insurance in every industry.
Health insurance saves money, if you die quickly of turbo cancers or cardiac events. Family plans will have less family members using health insurance!