Lived in my house for 16 years. HO insurance used to be $500/year.
Three years ago jumped to $900 Two years ago jumped to $1,100 Now this year to $1,549
$308k dwelling, sewer back-up/service line coverage. $1k deductible. No claims history.
How in the fuck do you explain a $450 increase in a year?? Something is not right here. Curious to see what others are experiencing.
We've lived on our street since 1990, in two homes. We had the same policy at both houses, we had one shower pan claim at the old house 15 years ago, and after a storm in this house we had a new roof. We straight up got dumped. Had to find a new policy. Everyone I know is complaining about this very thing.