SILVER EAGLES LAST NIGHT!
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silver, imo. Best guess, silver eagles as the premiums aren't too bad right now.
Explain this too me like I took multiple clot shots. Should I buy old silver coins? Quarters Half's and Dollars? How much over melt should I pay?
If you're buying for the silver value, not very much. If you're a coin collector looking for specific dates, it's up to you.
Everyone's approach differs. You do you. My personal practice has been buying 10 oz silver bars. Kind of a sweet spot for silver weight, lower premiums that I could afford on my budget. I buy them from an assortment of reputable dealers because I don't trust counterfeiters. Constitutional junk silver is nice because the low value per coin is an impediment to counterfeiting. I like 1960s quarters and 1964 Kennedy's, not for the collector value but because there is so little wear you get max silver per coin.