IT BEGINS....THE TAKEOVER THAT NO ONE IS TALKING ABOUT [say goodbye to credit]
👀 CREDIT RED PILL 💊
https://www.youtube.com/watch?v=g0g2PzOjFjY
Banks buying up, changing rules.
You are right. If one was unable to wipe out certain debts by filing for bankruptcy, I suspect people would think twice before wracking up so much debt for which everyone winds up paying.
Wee further refined it in this subthread