Had a friend who became a self-made multi-millionaire. He remained humble, and we would often spend time together, dutch-treat. It just made things more comfortable for the both of us. Anyway, I asked him about money and how it affected his life. I found his answer simple, yet profound.

"Money is an amplifier", he said. "If you are by nature, kind and generous, this will be amplified; if you are cruel and greedy, that too will be amplified". As I have grown older, I have found those words to be remarkably accurate.