I've never earned a million bucks in my whole life, but if I had made some millions I'd certainly have srashed away a million for a rainy day. Do people not understand the old story about how to save for a rainy day? This ain't rocket science......you work in Hollywood, one day your youthful looks will disappear or your cute persona will begin to grate on people and you lose your audience. Have a fallback plan, even if you are poor. It makes the hard times easier to cope with until you get back on solid footing.