"We have never been down 1,000+ points — EVER, not even intraday — on the Nasdaq." - Fox Business
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In 2008 I was able to pick up silver eagles for a little over $8. Watch the metals !
Silver coins have a good value for regular household purchases. Using a gold bar might be cumbersome.
I used to buy a ton of canadian junk metal at or below spot for years. Till covid. Then I switched to 999 bullion since that was the cheapest.
You will be fine. I quit buying eagles when the premium went sky high. Now like you I am buying rounds.