Welcome to General Chat - GAW Community Area
This General Chat area started off as a place for people to talk about things that are off topic, however it has quickly evolved into a community and has become an integral part of the GAW experience for many of us.
Based on its evolving needs and plenty of user feedback, we are trying to bring some order and institute some rules. Please make sure you read these rules and participate in the spirit of this community.
Rules for General Chat
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Be respectful to each other. This is of utmost importance, and comments may be removed if deemed not respectful.
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Avoid long drawn out arguments. This should be a place to relax, not to waste your time needlessly.
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Personal anecdotes, puzzles, cute pics/clips - everything welcome
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Please do not spam at the top level. If you have a lot to post each day, try and post them all together in one top level comment
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Try keep things light. If you are bringing in deep stuff, try not to go overboard.
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Things that are clearly on-topic for this board should be posted as a separate post and not here (except if you are new and still getting the feel of this place)
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If you find people violating these rules, deport them rather than start a argument here.
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Feel free to give feedback as these rules are expected to keep evolving
In short, imagine this thread to be a local community hall where we all gather and chat daily. Please be respectful to others in the same way
I was just filling out a survey on a survey website and it asked me the following.
Take a few moments to review the concept below in its entirety until you have a sense for the information.
A new credit score that is tailored for people who immigrated to the US and do not have a US credit history yet. Unlike traditional credit scores that require credit cards and loans in the US, this new credit score would be calculated using different types of data that you share directly. You would log into a secure app to share data such as employment history, educational attainment, and proof of savings.
You will see your new credit score immediately after you provide your data. Then the app will show you if you have been pre-approved for any services, credit cards, or loans based on your score. You can shop for these products in the app and feel confident that you will get competitive rates.
Kinda like they are telling you what is planned.
It is so simple to see. I am almost to where my mom is believing me. I...... am....... al.....most...... there!! KEK!