Head on a swivel...Thursday could be a bad day.
(media.greatawakening.win)
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And there's the moral of the story "The Three Little Pigs."
Since the 1800's engineered obsolescence has been adopted to make more money. It's no surprise that construction methods leave homes and families vulnerable. In Europe there are homes and buildings constructed in the 1600s still standing made of concrete. With modern applications of insulated concrete, there is no reason whatsoever that this technology couldn't be used here and widely available. Some in Florida and Oklahoma have utilized ICFs to prevent disaster from hurricanes and tornados. To achieve an insurance proof home is possible.