I been doing that for years now. Not just buying metal, that's relatively new. When I want to make a major purchase I look around for CC with a Welcome Bonus and / or 0 APR. A few years ago, I bought 2 Levis Jeans and got a very nice Sherpa Jacket, my cost was 100 Bucks all in. I joined the Levi Club, Had a discount Coupon, was a portion of my welcome bonus and I got whatever cashback that card gave. Jeans alone are worth the 100, the Sherpa Jacket was 175 when at full retail, but was free for me.
When I moved abroad several CC canceled me because of lack of use. I was pissed until I reapplied, got the same cards again with new welcome bonuses. Silly banks. They do the 0 APR and Welcome Bonus thing because the majority of people will end up paying far more in interest.
Now I'm going to ditch a few cards, so I can get them again in a few years, but only a few. CC capacity might be a good bugout bag... <Wink>
based. use the cabal fiat against the cabal.
I been doing that for years now. Not just buying metal, that's relatively new. When I want to make a major purchase I look around for CC with a Welcome Bonus and / or 0 APR. A few years ago, I bought 2 Levis Jeans and got a very nice Sherpa Jacket, my cost was 100 Bucks all in. I joined the Levi Club, Had a discount Coupon, was a portion of my welcome bonus and I got whatever cashback that card gave. Jeans alone are worth the 100, the Sherpa Jacket was 175 when at full retail, but was free for me.
When I moved abroad several CC canceled me because of lack of use. I was pissed until I reapplied, got the same cards again with new welcome bonuses. Silly banks. They do the 0 APR and Welcome Bonus thing because the majority of people will end up paying far more in interest.
Now I'm going to ditch a few cards, so I can get them again in a few years, but only a few. CC capacity might be a good bugout bag... <Wink>