My wife had to have hernia surgery, after spending the night in a hospital room in pain, prior to "emergency" surgery. We just received the bill. The grand total billed to our insurance company was almost $77,000! Of course, we can't tell which of the items are totally bogus. Even if I knew some were bogus, the insurance company would likely not care, since years ago, after another hospital visit, I found a bunch of bogus charges, and when I called the insurance company, they didn't care. It's all one big scam! I don't know how much we are going to owe because the summary sent by the insurance company indicated they are still reviewing the submitted charges from the hospital.
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How do insurance companies stay in business with expenditures like this multiplied many times per day around the country? There is no way that the insurance companies can maintain solvency when that type of payment leaves their coffers each and every day. This scam is all about taxing the little guy in so many various ways that even if he works 80 hours a week he will still stay poor, yet the insurance companies and the tax authorities all make big bucks. It's not about the insurance company making money, it's about keeping average citizens poor.