My wife had to have hernia surgery, after spending the night in a hospital room in pain, prior to "emergency" surgery. We just received the bill. The grand total billed to our insurance company was almost $77,000! Of course, we can't tell which of the items are totally bogus. Even if I knew some were bogus, the insurance company would likely not care, since years ago, after another hospital visit, I found a bunch of bogus charges, and when I called the insurance company, they didn't care. It's all one big scam! I don't know how much we are going to owe because the summary sent by the insurance company indicated they are still reviewing the submitted charges from the hospital.
You're viewing a single comment thread. View all comments, or full comment thread.
Comments (20)
sorted by:
If I may, let me explain the problem at it's core. It is the design.
The healthcare industry can only thrive if we are sick. It goes bankrupt if we are all well. The incentives are backwards. It should be they are paid when we are all well and go broke if we are all sick. We would pay for the health instead of the sickness. Insane design for a system.
To make things worse... this backwards set up is then paid for by insurance companies that can only thrive if they don't pay. It is the only way for them. If the system was only paid when we are healthy... the insurance model change too. They are then responsible for a extremely small population of sick people. A mere $5 dollars a month from 350 million people should do the trick.
There are some serious paradigm shifts ahead for us.