Welcome to General Chat - GAW Community Area
This General Chat area started off as a place for people to talk about things that are off topic, however it has quickly evolved into a community and has become an integral part of the GAW experience for many of us.
Based on its evolving needs and plenty of user feedback, we are trying to bring some order and institute some rules. Please make sure you read these rules and participate in the spirit of this community.
Rules for General Chat
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Be respectful to each other. This is of utmost importance, and comments may be removed if deemed not respectful.
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Avoid long drawn out arguments. This should be a place to relax, not to waste your time needlessly.
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Personal anecdotes, puzzles, cute pics/clips - everything welcome
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Please do not spam at the top level. If you have a lot to post each day, try and post them all together in one top level comment
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Try keep things light. If you are bringing in deep stuff, try not to go overboard.
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Things that are clearly on-topic for this board should be posted as a separate post and not here (except if you are new and still getting the feel of this place)
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If you find people violating these rules, deport them rather than start a argument here.
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Feel free to give feedback as these rules are expected to keep evolving
In short, imagine this thread to be a local community hall where we all gather and chat daily. Please be respectful to others in the same way
Rules For the rest of the Site also accessible on the sidebar.
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Thank you for the incredibly thoughtful reply!
I have never pursued disability because I would be unable to work, and when work is good, it pays more than the disability would. It would also mean a very long stint of not working and no income while waiting for approval.
I have extreme anxiety, OCD, and PTSD. I can look into a job like that but I worry I wouldn’t be able to handle it given the anxiety. Chatting online would be much easier on me but I’m not sure if something like that exists.
Did not graduate high school or get my GED so that will make it hard to get any job along those lines even though I educated myself outside of the system.
I do have a computer but not a phone with service. I do commission-based art and writing for an income (adult themed, unfortunately, but it’s what people are willing to buy, and I know God understands that I’m doing it for my family) and it pays okay, but I only have a few clients and have always struggled to get more despite trying to play the exhausting social media game for self promotion. I have been teaching myself game development and am making a game I intend to release on Steam sometime next year. It’s about halfway done right now.
It’s just me and my parents. Mom also has health issues and we don’t want her working as a result of that. Once we have more of an idea about if he’ll be granted unemployment or not, we’ll know how much difference needs to be made up, and Dad may end up getting a part time job and I may end up selling whatever of my things I can to get us by. I don’t have a lot but it’ll be something.
We do not eat out except very special occasions (very rare) and we do not have cable. We already cut anything unnecessary long ago except for one $10 streaming service I’ll be cutting soon. We are discussing a family member moving in with us if things get very dire but it’s up in the air right now and will require a large upfront cost to upgrade our electrical panel we’d have to figure out and I would lose my bedroom. So that sucks but I’ll do it.
Above all else we’ll be prioritizing keeping the house, even if we have to cut the internet or electric for a while. It still has $102,000 to be paid on it.
Thank you so much for your kindness and advice. We got our house in 2019 and compared to houses renting and selling around us, we’re extremely fortunate, and our mortgage is only about $850/month. The house next door to us was renting for $2,200/month before the owner kicked the people out and made it an Air Bnb.
Alright, let me go a little further. Please keep in mind, it is very difficult to have a conversation like this with someone that is a stranger. I don't know anything about you except for what you have typed on this page. I don't know your age, sex, level of disability, your mom's situation, or even your dad's. So keep that in mind as I make more comments.
First, you can get your GED. You can do that online, and probably at your own pace. I understand that you educated yourself outside of the system and your ability to form coherent paragraphs testifies to that, lol. But we do still live in a somewhat unfair system where things like that are important to some people - people who are making decisions that affect your life. So please do a search on how to get your GED. If you go forward with that, I bet you $100 you'll feel better about yourself - just accomplishing that. And it could help you with other things too.
Next, something had to cause you to have all this anxiety, PTSD, OCD stuff. Maybe you know exactly what it was, maybe you don't, but you should be able to get help with that. There are people right here on this board who know A LOT about health and how to restore and maintain it. Post here asking for help. And KEEP posting until you get the answers. Be as specific about your conditions as you can, it might help trigger a thought in one of these helpful people's minds. Also, I don't really know anything about it, but I've seen several people here talk about vibrational frequencies and how they can heal. I have recently heard about a music program that helps restore the balance to the vagas nerve and how that helps people a lot. So maybe look into that, too.
Next, stop with the porn stuff. I don't like to speak for God, but I feel it is safe to say that no, God is not okay with you sinning to 'help your family.' I don't know if you are a believing Christian or just have a vague belief that some type of God exists, or perhaps you have no belief in God at all. God has no obligation to you if you are not a believer. For me, as a believer, He does watch out for me because I belong to Him. If a person does not belong to Him, he wants them to turn to Him, but if they choose not to, He accepts that and He has no obligation to help them. So I would strongly suggest you get to know Jesus now. Because tomorrow is not promised. Make that decision, today. If you don't know what to do, just start talking to Him like you would any person and ask Him to help you believe.
You said your mom is sick. And you have disabilities, and now even your dad has a hip issue. So you ALL have issues and again, without knowing the severity of your or your mother's issues, it's hard for me to say. But it sure seems to me that if three people want to be able to pay a relatively small mortgage payment, eat and pay their necessary expenses, they could do it. And it seems unfair to put 90% on him alone. Perhaps your mom could do one of the online jobs I mentioned in my previous post? Even working part time, like 2-4 hours a day 3-5 days a week could help a lot. Your expenses oughtn't be that big the way your described them. Unless you guys have a lot of debt? If that's the case, all the more reason to call or look into Dave Ramsey. He teaches people how to use baby steps to get out of debt and start building up money. Please look into that.
If you live in a neighborhood and your next door neighbor was paying over $2,000 a month for rent while your mortgage is well under $1000, that suggests your house is now worth more than you paid for it a few years back. Worst case scenario, you might be able to sell the house for a tidy profit - and having lived in it as your primary home for over 2 years, you wouldn't have to pay capital gains taxes on it when it was sold. Perhaps you could take the money and move to a cheaper town / location and start fresh. I'm only suggesting this as an absolute last resort. I know you want to keep the house and you probably even have a decent interest rate on the loan. So I hope you can keep it. But check out what it might be worth now as compared to what you paid in 2019 and also, what you currently owe on the loan. It could give you a bigger picture and let you know about other options.