There are many definitions of Usury / predatory debt, but for me what makes most sense is debt given to people with no realistic expectation of being able to pay back. This allows the debt to get compounded and allows the debtor to put pressure and either change the person's actions or take control of their assets.

If you have a credit card that you pay off every month, you never get compounded. There is nothing predatory about it. You use it to buy things and you pay it off.

If you took a loan to buy a house that is well within your reach and are able to pay it off, there is nothing predatory there. You managed to own a house.

A lot of predatory loans comes from people being forced to live beyond means. This is not so much the problem of debt but the problem of attitude and belief systems.

Agreed that the way the Cabal has structured the society is to push people into these attitudes and hence more and more people are becoming prey to loans beyond their means.

So what happens to someone who buys a house they cannot pay back? Debts paid off and they get to keep the house? Whereas someone who lived small, within their means get penalized? Or does everyone get one one house regardless of what they own now?

I think a reasonable compromise is to consider loans as simple loans, and use any interest paid against principle and give that much as credit while writing off the debt and thee asset behind that debt. So if I maid 30K interest+principle on a million dollar house, the debt is written off, the house goes to Treasury and you get 30K credit.

I am not sure whats a fair system but Nesara won't cut it.