Companies arent stupid. If government mismanages and creates a higher risk, insures will pull out of the state.

Folks are mad at state farm for pulling out of CA, but the risk management folks at the company saw what CA officials were doing.... Were all seeing it now. Diverting water into the ocean to protect a fish, empty reservoirs, no water in hydrants. Fire is the first basic peril of all property policies. They increased the risk, they got out. Cant really blame them.