Good observation, winn. But we do live in the real world and even if President Trump's ideas all come to fruition WITH the backing of the left, people will be people and they love to take the easy way out in life. $90K for any 18YO is way too much of a temptation. They will either blow it on drugs, booze, or fast cars and girls. Yet, those who have been reared correctly will probably try to keep their cash in an investment that will earn them a good return. But that is a skill set learned in a school that teaches good fundamentals in finance or by parents that want their kids to succeed in life. Yea it can happen, but some will slip through the cracks and a few kids will be poor a few short weeks after turning 18.