I think this will now give ALL employers large and small, options at their fingertips previously unavailable to them.

The crooked union reps or employer accountants that take under-the-table-money from 'Big Insurance' for offering their employees limited, overpriced policies (when better ones are available) won't get to do so without being found out.

The decent employers will now have tools they didn't before, allowing better choices to benefit everyone, making everyone more prosperous.

This should take only one season to self-correct to the companies with the fairer price structures once it becomes transparent and competitive!