Even in here we have people who have no clue about how crypto works

You can tell it isn't simple to most people, because if it were, then there probably wouldn't be so many anons that find it anywhere from challenging to impossible to understand.

Unfortunately the financial whiz-kid set is populated by many who, quite inexplicably, seem to equate low financial or investing acumen in others with overall laughable stupidity—and are delighted to spray that fact like a douche nozzle across online forums. ;)