In a Thursday notice, Coinbase and its partner, Better Home & Finance, said the mortgage structure plan launching “by summer 2026” will allow borrowers to initially use Bitcoin (BTC) or USDC (USDC) as collateral for loans to fund down payments for homes. The initiative, first announced in March, represented a significant shift in companies allowing digital assets to be used for financing houses.

“We’re excited to expand access to all qualified borrowers to fix an ongoing issue: buyers who qualify on every measure that matters but cannot clear the down payment hurdle because their wealth isn’t where the system expects to find it,” said Better founder and CEO Vishal Garg.

Garg said in a March post on X:

“This isn’t a niche thing. It’s what everyone is going to do once most financial assets are tokenized. It’s just a better way to buy a house.” The move by Coinbase and Better followed US regulatory agencies under the Trump administration being friendlier to crypto companies and more accepting of digital assets integrated with traditional finance. In June 2025, the US Federal Housing Finance Agency (FHFA) directed Fannie Mae and Freddie Mac to consider crypto as an asset in mortgage risk assessments without requiring a conversion into fiat.

According to the article, others have also begun permitting digital currency to be used as a mortgage down payment...

I'm wondering about the tie in between "Freddie Mac" Pulte, and the ongoing investigations of mortgage fraud like Shifty...and other associations regarding crypto, mortgages and digital banking in general.

Notice there was no "big announcement" - the ability to use digital currency to put a down payment on a mortgage is a pretty major move in the grand scheme of things and unless you've sought it out, there's not much news about it... Don't you think there should be?