Subtle DECLAS? Coinbase To Launch Token-Backed Mortgage Down-Payments This Summer in BTC and StableCoin (USDC) WITHOUT conversion to fiat...
(www.zerohedge.com)
IT'S HERE! ! !
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In a Thursday notice, Coinbase and its partner, Better Home & Finance, said the mortgage structure plan launching “by summer 2026” will allow borrowers to initially use Bitcoin (BTC) or USDC (USDC) as collateral for loans to fund down payments for homes. The initiative, first announced in March, represented a significant shift in companies allowing digital assets to be used for financing houses.
Garg said in a March post on X:
“This isn’t a niche thing. It’s what everyone is going to do once most financial assets are tokenized. It’s just a better way to buy a house.” The move by Coinbase and Better followed US regulatory agencies under the Trump administration being friendlier to crypto companies and more accepting of digital assets integrated with traditional finance. In June 2025, the US Federal Housing Finance Agency (FHFA) directed Fannie Mae and Freddie Mac to consider crypto as an asset in mortgage risk assessments without requiring a conversion into fiat.
According to the article, others have also begun permitting digital currency to be used as a mortgage down payment...
I'm wondering about the tie in between "Freddie Mac" Pulte, and the ongoing investigations of mortgage fraud like Shifty...and other associations regarding crypto, mortgages and digital banking in general.
Notice there was no "big announcement" - the ability to use digital currency to put a down payment on a mortgage is a pretty major move in the grand scheme of things and unless you've sought it out, there's not much news about it... Don't you think there should be?
Strike is doing some cool things with BTC backed loans and lines of credit.
Borrow against your stack and never have to sell.
Looks like this could be good with people trying to get a house and not having to sell btc to get collateral for down payment.
There is a hidden snafu that I KNOW some of the larger banks are going to try implementing with the digital currency to give participation a shot in the arm...and that is:
They would incentivize getting loans thru them using crypto & give them discounts on all sorts of things with their "marketing partners" - essentially creating their own little financial ecosystem, where everything is done under a single umbrella...It sets a very dangerous precedent - one that yoked many in the past making them nothing more than indentured servants to the "Company"...Something to keep an eye out for.
This has been discussed before on Badlands etc...
"Saint Peter dont you call me cause I can't go...
...I owe my soul to the Company Store"
some anons got this, I’m a little slow…
this Coinbase decision as POTUS appointed Pulte, Dir. of FHFA (federal housing finance agency)to serce as actingDNI, it seems it's good timing, a “tip of the hat”
Unless you're talking stable coin or maybe some other varieties I'm not aware of, all crypto is fiat.