This is from the IRS. Why does the IRS have access to this information?
(media.greatawakening.win)
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Thanks. Tells you how long its been since I had health care.
Health insurance =/= health care
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Unfortunately, it is a damned if you do and damned if you don't proposition. Medical emergencies do happen. The reality is that hospitals do treat those with insurance differently than those that do not have coverage - regardless of what they say. Having been in a MVA when I was in my twenties that was caused by a drunk driver, I found out quickly that insurance does have purpose. My medical bills were substantial and the care I received was only because there was a way to pay for it. I only have insurance to cover me for this kind of emergency health occurrence. I certainly don't fault anyone for playing the odds in the other direction and not having coverage. Be safe fren and watch out for the drunks and vaxxinated.
I see your point but not in budget. If it were, I'd do as you have and get it for emergencies. Or perhaps the Christian med share, but I haven't looked into that much yet.
I have heard of med share but don't know much about it. In principle it sounds good. But the details, who knows. I understand about the budget concerns. I wish they still offered just straight catastrophic medical insurance like they once did. When I was self employed, I used to carry catastrophic medical. Other than my accident, I was healthy and didn't need all the bells and buzzers offered by standard medical insurance plans. I don't need OB/GYN, mental health, preventative care, drug coverage, and a whole host of other things consumers are now forced to pay for under a general plan brought about by the ACA. Any coverage now has to allow for all kinds of crap that the promoters of this debacle thought necessary as a means to pay for it all. The ACA was structured around the idea that no one should be denied coverage because they are high risk - meaning, that their care comes at a very high price tag. In order to offset the high risk costs, they spread that cost to everyone under the guise of offering all of the bells, buzzers, and whistles - even if you didn't need them. In the end the ACA has taken away any real choice the consumer may have once had. That makes it almost impossible for people with very limited finances to cover themselves for medical emergencies that could financially wipe them out or interfere with their ability to get the treatment they need.
If you find out anything promising about the med share, please share it with us. I am sure there are others that would be interested. We must start developing alternatives to the system they have forced upon us. Stay healthy fren. Good day.
It seems concierge medicine outside the insurance system is the best bet (aside from emergency coverage). Too bad most can't afford it.
Health and blessings to you