Some sauce showing HSBC failure to deliver notice from DTCC on 2-3-2023 of interest payments due on what looks like an Institutional Money Market fund: https://www.dtcc.com/-/media/Files/pdf/2023/2/3/Issuer-Failure-MMB6.pdf

This sort of notice was last seen in August 2008, approximately one month before Lehman Brothers collapse on September 15, 2008.

Crux of the theory is that the infinite money printing by the Federal Reserve was being used to keep zombie banks alive and keep the stock market manipulation going, but since January 19, 2023 all of this financial manipulation has been massively constrained and the cracks are starting to show.

The Deep State may be trying to make it to March 15, 2023 (business taxes due) OR April 18, 2023 (individual taxes due, likely more important). There are typically large revenue boosts around these two dates (presumably into Deep State coffers).

https://www.irs.gov/newsroom/irs-kicks-off-2023-tax-filing-season-with-returns-due-april-18

Yet another reason to correct your W-2 with form 4852 and change W-4 to "EXEMPT": https://greatawakening.win/p/16aA4T1R4C/success-constitutional-action-ag/c/ ; ADD more liquidity pressure on the system while Debt Ceiling is in place.

"Typical" TAX MONEY FLOWS: IRS->Treasury->Federal Reserve->BigBanks->Stockmarket

W-2 Correction/W-4 Fix - TAX MONEY FLOWS: IRS->'The People'->BigBanks->Credit Union System or Bitcoin or Silver/Gold

$ PRINTING MONEY FLOWS?: Federal Reserve->Treasury->Federal Reserve->BigBanks->Stockmarket

Possible countermeasure to protect yourself is move your money into Credit Union checking account out of FDIC system (possibly out of Federal Reserve system as well). CU system appears to be a separate system with its own FDIC-type of insurance. Savings accounts appear to be top of list in the case of a "bail-in" where bank takes deposits above a certain dollar level (usually above insurance limit, but subject to be lowered in an "EMERGENCY").