It’s becoming increasingly hard for myself and my family to survive in this economy. Myself and my family are teetering in the edge. I hope there’s some relief soon. I lost my job back in 2021 and went I to business for myself. 5 years ago under Trump’s economy I think I could survive and grow without a problem. Now… a trip to the grocery store costs $500 and running up cards left and right because our two incomes combined still isn’t enough. That doesn’t even touch on all the other things like our healthcare going up etc. 3 kids… I am praying people will make their moves soon to take this thing back and get it under control. I don’t know how much time I have left. I wish there was a relief opportunity for those of us who know and trust the plan to get by until it’s fixed. LoL
It’s becoming next to impossible for myself and my family to survive.
🧘Mental/Physical Health 🏋🏼♂️
I really don't see how the average person/family is able to make it today. Cost of living is ridiculous and seems to be getting worse.
We are struggling here also. 3 teen boys, no car payment, groceries and gas are killing the credit card.
I cut waaaay back on my weekly contribution to my retirement just so we can tread water. Not sure if the 401k will survive the crash or even if it will be enough for the wife and I down the road.
Bust of luck Fren!
You're not actively prematurely pulling from your 401k yet? Now you're just showing off.
If you need it, it is wayy better to get a loan from your 401k than it is to withdraw. Then you are paying yourself back and avoiding penalties. The interest on a 401k loan is much cheaper than any credit card out there.
It's amazing to me how many people don't live within their means and go into debt for stupid shit. One year we went trick or treating in a neighborhood where house prices were ridiculously high and all these people who had just bought their houses had no furniture and were sitting indoors on lawn chairs (more than one house). I wanted to give back the snickers bar they gave us.
Hahaha!
The penalties are brutal and I fear it will evaporate even faster if there is a stack of retirement cash on our bank statements.
The Income required to purchase a house now is 93% higher than under Trump. There was a sticky the other day about it I believe
This is what the hubby and I are doing. We went from a lousy garden that maybe produced a meal or 2 a few years ago... to several gardens that are producing hundreds of pounds of food. I am canning, dehydrating, freeze drying everything I can. I have been pressure canning or pickling nearly every weekend for months! This year we did a large plot of field corn, we got that dried and in buckets and now we grind our own corn meal and grits. We added laying hens in 2020 and now we are turning some woods into pasture so we can get some cows (and maybe pigs) very soon.
There are tons of videos on youtube to teach you how to do homesteading type things, that is basically were we have learned. It is really rewarding to make meals out of food you have grown yourself, and you are learning (lost) skills that might be needed in the future.
It is really a change of lifestyle, which was easy for us to do once we realized how "normal" society is fake and ghey. We ditched tv back in 2019, hubby doesn't even watch sports anymore. We still work full time, but have very little debt, and all our free time goes into gardening, preserving, making our home/land more productive.
I am lucky that we are both on the same page and are working together towards a (more) self-relient life.
THIS IS THE WAY!
This. It's coming.. My grandma and grandpa never forgot to remind me how good I had it as a child and told me what they experienced. Never take what you have today for granted because it may not be there tomorrow and if history is our guide it's crashing soon for EVERYONE.
Amen to that.