Making sure that you do before November 3 may prove to be a very 'lucky' break....
This is likely to have a knock-on effect leading to a crash, which may be the 10 days of darkness and the closed banks that have been hinted at(what do people do when their cards stop working? I suspect the stealing of food will start after 2-3 days.....), and 11.3.................. when too many things line up.....
Amen LoneWulf! I was right there with you.