Lived in my house for 16 years. HO insurance used to be $500/year.
Three years ago jumped to $900 Two years ago jumped to $1,100 Now this year to $1,549
$308k dwelling, sewer back-up/service line coverage. $1k deductible. No claims history.
How in the fuck do you explain a $450 increase in a year?? Something is not right here. Curious to see what others are experiencing.
Workman's comp for roofers is extremely high. Also their insurance is very high for potential water damage....
In the old days 30 years ago, roofers were paid about 20 dollers per square with an extra 10 to tare off. I could make about a grand a week at that rate. Now with all the illegals they are hiring, they probably pay about the same.
Workman’s comp may be high but the estimator still showed up with a shiny new $85,000 jacked up F350. That all but explained the estimate #’s to me...
Correct. For most jobs they have to do it for what your insurance will pay.
No insurance they will rob you blind. If you find out what your local insurance companies pay, you can use that in your negotiations.
My neighbor just payed 20k for a new air-conditioned, without a furnace. I got both a few years ago for 5k.